Why did we create this site?

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When we started Valhalla, one of the promises we made — to ourselves and to those we serve — was that we’d do everything we could to help people make better financial decisions. Over time, that promise has become even more important.

Why? Because we see it all the time. A choice about benefits that could have gone differently. An investment decision that might have turned out better. A family making a big financial move without the full picture. These moments remind us: financial literacy matters — more than most people realize.

The Spark

We believe that money shouldn’t be mysterious. Your benefits, your investments, your financial plans — these are life tools. But too often, people don’t have the clarity or confidence they need to use them well.

That’s the gap we want to help close. And that’s what inspired us to build this: a place for tools, resources, and ideas that make finance more understandable and more useful.

Why Tools?

Information is good. Action is better.
We’re building tools so you can take what you learn and immediately put it to work.

We want you to be able to:
- See your options more clearly
- Understand the trade-offs
- Make choices with confidence

Some of these tools will be quick calculators. Some will help you think through complex planning decisions. And some will simply give you the language and perspective to talk about money in a new way.

Our Hope

We know financial literacy isn’t just a “nice to have.” It shapes how you save, invest, and protect your family. It influences the decisions you make today and the opportunities you have tomorrow.

If these tools can help even a little — if they can make one decision easier, or one outcome better — then they’ve done their job.

So here’s to learning, building, and making better choices together.
One tool at a time.

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