Financial Education Center

A practical guide to understanding how portfolios work — from risk-free investments to fully diversified portfolios — and how our simulation tool uses historical data to show the trade-offs between risk, return, and diversification.

A personal look at why we built our financial tools — to close the gap in financial literacy we see every day. These resources are designed to make money, benefits, and planning less mysterious, more actionable, and ultimately, to help people make better decisions for themselves and their families.

Explore how our simulation tool models seven major asset classes using NYU Stern data to help you build more informed and diversified portfolios.

Sequence of returns risk refers to the danger that the timing of withdrawals from a retirement account will coincide...