Healthcare FSA Tax Calculator
Calculate your potential tax savings by using a Healthcare Flexible Spending Account
Step 1: Estimate Eligible Healthcare Expenses
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Estimated Annual Healthcare Expenses
$2,375
Important FSA Information (2026)
- Plan provisions: Review your employer's plan document for specific details
- Use-it-or-lose-it: FSA funds typically must be used by the end of the plan year
- Grace period & carryover: Some plans offer a 2.5 month grace period or allow $680 maximum carryover (up from $660 in 2025)
- Contribution limits (2026): Annual contribution limit is $3,400 per year for healthcare FSAs (up from $3,300 in 2025)
- Eligible expenses: Must be qualified medical expenses as defined by IRS Publication 502
- Documentation: Keep receipts and documentation for all FSA expenses